What should I do if I have bad credit?

Get copies of your credit reports from the major credit bureaus and check for errors or unfamiliar activity. If you find anything awry, contact your lender or the bureau to resolve the issue. The two types of credit cards most commonly available to people with bad credit are secured cards and unsecured cards.

What is the best credit card for bad credit?

The Discover it® Secured Credit Card is our pick for the best credit card for bad credit, since it’s easy to get approved for, offers cash back and provides a path to graduate to an unsecured card. There are two main types of credit cards for bad credit — secured and unsecured. Your best option will likely be a secured credit card.

How do I get a credit card with bad credit?

You can get a credit card with bad credit by applying for a secured credit card or an unsecured credit card for bad credit. Secured cards require a security deposit but have lenient credit score requirements making them accessible even if you have bad credit.